Texting and Driving Statistics Alarm Texas Lawmakers

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A recent survey, conducted and published by the Texas A&M Transportation Institute, confirmed one of the lawmakers’ worst fears regarding texting and driving statistics in the state. According to the poll (which analyzed the responses of 3,000 drivers in May 2013), a whopping 3 out of 4 speak on the phone while driving. Some 44 per cent of the respondents also admitted to texting and emailing while operating an automobile. The study includes … [Read more...]

How to Choose Between Leasing or Buying a Car in Houston

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If you live in Houston and don't have a car yet, you are probably thinking about getting one as soon as possible, as sometimes the public transportation systems doesn't cover all possible areas, doesn't work at late hours and if you have to commute to a nearby area or send the kid to school there, a car becomes more than a whim, but a necessity. People who had to move to Houston for limited amounts of time, such as an year or two, usually opted … [Read more...]

5 Reasons to Buy Houston Car Insurance Today

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Getting a good car insurance, especially if living in Houston, should be one of the main priorities for the drivers that don’t have one already. While the ins and outs of the specific deal might still be negotiable and debatable, postponing it will not bring anything good. The protection you obtain and the risks or penalties you avoid are all compelling reasons to buy Houston car insurance as soon as possible. Let’s have a look why. 1. It’s … [Read more...]

5 Deceptive Sales Practices that Houston Car Insurers Use

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Purchasing a new vehicle can be a very daunting task, both physically and mentally. It's a great investment, that you will probably have to handle for years to come, so you have to get it right. Not only is it difficult to buy a new car, but it can be downright infuriating to find a decent auto insurance policy, especially since the industry is rife with deceptive sales practices. So how can you make sure that you won't get tricked by one of … [Read more...]

Laws and Regulations for Car Insurance in Houston, Texas

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Laws and Regulations for Car Insurance in Houston, Texas Have you recently moved to Houston, Texas, bought a driver's license, got a car, but have no idea what to do about your car insurance? We will tell you from the start that car insurance is essential, not only for your own safety, but also for that of people around you. According to Texas regulations, you must purchase and maintain your car insurance as an indication of your financial … [Read more...]

All You Need to Know About Full Coverage Insurance in Houston

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Most people think that they have to pay a lot of money for services that they will never use, but the truth is that most of them don't even make an effort to learn more about the things that they are paying for. They hear their family or friends talking about home or car insurance, and they get the same deals even regardless of the fact that it might not be the same fit for them. The same thing happens with full coverage insurance. When you buy … [Read more...]

Liability Car Insurance in Houston: Understanding the Specifics

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It’s a good idea to purchase liability car insurance in Houston these days, since it specifically covers cases of car crashes in which the driver is at fault and in which he or she causes damage to another person’s property or bodily injuries to someone else. Now, since buying car insurance in Texas has got to start with understanding what the requirements are, in the following we explore the basics of liability car insurance in Houston. What is … [Read more...]

How the Weather Influences Houston Car Insurance Rates

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Have you ever stopped to consider how big of an influence Texas weather is on your Houston car insurance rates? If you haven’t, check out the following process. When you file for coverage with any particular car insurance provider in Houston TX, one of the first things they will want to know has to do with your accident track record. For insurers, whether or not you were the one at fault is less relevant than the number and value of claims you’ve … [Read more...]

Factors that Contribute to Houston Car Insurance Premium Costs

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Life in Texas can be more affordable than in other parts of the country. The average cost of car insurance in the United States is $1,666.62, while in Texas it only costs $1,492.00 per vehicle per year. This might also have something to do with the fact that state laws strictly prohibit drivers from using their cars on public roads without car insurance – or at least without some form of financial responsibility. If you want to learn more about … [Read more...]

How to File a Houston Car Insurance Complaint via the TDI

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When taking out vehicle insurance, one must carefully weigh all the available options and find an insurer that will provide both a fair premium price, as well as good services. However, what happens when you have an issue with your insurer in Houston? How does one file a Houston car insurance complaint? It’s not that complicated, thanks to the procedure laid in place by the Texas Department of Insurance. The TDI, as it’s also called, is the Texas … [Read more...]