A recent survey, conducted and published by the Texas A&M Transportation Institute, confirmed one of the lawmakers’ worst fears regarding texting and driving statistics in the state. According to the poll (which analyzed the responses of 3,000 drivers in May 2013), a whopping 3 out of 4 speak on the phone while driving. Some 44 per cent of the respondents also admitted to texting and emailing while operating an automobile. The study includes … [Read more...]
How to Choose Between Leasing or Buying a Car in Houston
If you live in Houston and don't have a car yet, you are probably thinking about getting one as soon as possible, as sometimes the public transportation systems doesn't cover all possible areas, doesn't work at late hours and if you have to commute to a nearby area or send the kid to school there, a car becomes more than a whim, but a necessity. People who had to move to Houston for limited amounts of time, such as an year or two, usually opted … [Read more...]
The Top 5 Car Insurers in Houston TX
By and large, the best, most often recommended and overall top 5 car insurers in Houston TX also reflect the similar, state-level list. In fact, the same can be said if one was to extend the list at the top 40 companies for car insurance in Houston. Here are the five most prominent names on the list: State Farm State Farm has got more agents and more insurance agencies in Houston TX than all the rest of the car insurers in the area – and that’s … [Read more...]
Factors that Contribute to Houston Car Insurance Premium Costs
Life in Texas can be more affordable than in other parts of the country. The average cost of car insurance in the United States is $1,666.62, while in Texas it only costs $1,492.00 per vehicle per year. This might also have something to do with the fact that state laws strictly prohibit drivers from using their cars on public roads without car insurance – or at least without some form of financial responsibility. If you want to learn more about … [Read more...]
How to File a Houston Car Insurance Complaint via the TDI
When taking out vehicle insurance, one must carefully weigh all the available options and find an insurer that will provide both a fair premium price, as well as good services. However, what happens when you have an issue with your insurer in Houston? How does one file a Houston car insurance complaint? It’s not that complicated, thanks to the procedure laid in place by the Texas Department of Insurance. The TDI, as it’s also called, is the Texas … [Read more...]
Let the Law Help You Save Money on Houston Car Insurance
When it comes to car insurance these days, it seems that most vehicle owners in Houston, Texas, don’t even bother figuring out if there’s any way they could save some cash. They just let their coverage policies roll over, even if in many cases they are outdated, rendering the owners either over- or under-insured. The good news is that Texas laws and several educational programs can actually help you save money on Houston car insurance. Read on, … [Read more...]
How to Avoid Losing Houston Car Insurance Coverage
Losing Houston car insurance coverage is a far easier task to pull off than actually holding on to it, reading through the policy on a regular basis and striving to make sense of it. In fact, many car owners and policy holders will end up without any coverage to speak of after filing for one claim or another. In order to avoid such a damaging situation, policy holders need to make sure they understand everything that is in their policies. Read on … [Read more...]
Yes, You can Save on Houston Car Insurance
There is probably no one out there who owns and drives a car and has car insurance who has never heard a car insurance commercial on the radio, seen one on TV, or browsed past a banner on a website. They promise the vehicle owner that they can save on Houston car insurance if they simply shop around for the best deals – but is that claim true? Many would rush to dismiss it as pure marketing and advertising form, not at all backed up by any … [Read more...]
Leasing a Car: Pros, Cons, and Gap Insurance in Houston
Before the recession, leasing a car used to be the go-to alternative for people who didn’t clock that many miles per year, as well as for many others, for a wide range of reasons. However, the financial crisis changed all that, while also forcing leasing companies to resort to zero financing, in an effort to restore the industry to its former glory. There are certain benefits to leasing a car in Houston, but one also needs to bear in mind the … [Read more...]
Avoid This Driving Mistake in Houston to Dodge Bad Driver Car Insurance
To say that Houston drivers are some of the most reckless and aggressive in the United States has become commonplace – a bit of an urban myth, or an ingredient in popular culture. However, it seems that authorities in the major Texas city have decided to take action against drivers who are found blatantly violating one important driving regulation. Find out what it is and make sure you stay safe, if you want to avoid bad driver car insurance … [Read more...]